Onpoint community credit union is a non-profit financial institution that provides a range of financial services to its members. Unlike traditional banks, credit unions like OnPoint are owned by their members and operate with the goal of providing affordable financial services to their communities. OnPoint Community Credit Union has been serving its members since 1932 and has grown to become one of the largest credit unions in Oregon, with over 400,000 members and $7.7 billion in assets.
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History of Onpoint community credit union.
OnPoint Community Credit Union was founded in 1932 as Portland Teachers Credit Union. Its initial goal was to provide affordable financial services to educators in the Portland area. Over time, the credit union expanded its membership to include anyone who lives, works, or goes to school in the state of Oregon. In 2005, Portland Teachers Credit Union changed its name to OnPoint Community Credit Union to reflect its broader membership base and commitment to serving the community.
Membership and Eligibility

To become a member of OnPoint Community Credit Union, you must meet certain eligibility requirements. You are eligible to join if you live, work, or go to school in the state of Oregon, or if you are an immediate family member of an existing member. Once you become a member, you can enjoy a range of financial services, including checking and savings accounts, loans, credit cards, and online and mobile banking.
Services Offered by Onpoint community credit union
OnPoint Community Credit Union offers a wide range of financial services to its members, including:
Checking and Savings Accounts
OnPoint Community Credit Union offers several types of checking and savings accounts to meet the needs of its members. Its checking accounts come with a range of features, including free online and mobile banking, bill pay, and overdraft protection. Its savings accounts offer competitive interest rates and a range of options, including money market accounts and certificates of deposit.
Loans and Credit Cards
OnPoint Community Credit Union offers a variety of loans to its members, including auto loans, personal loans, home equity loans, and mortgages. Its loans come with competitive interest rates and flexible repayment terms. OnPoint also offers several credit cards with rewards programs that allow you to earn points on your purchases.
Online and Mobile Banking
OnPoint Community Credit Union offers online and mobile banking services that allow you to manage your accounts from anywhere, at any time. With online banking, you can check your account balances, transfer funds, pay bills, and view your transaction history. With mobile banking, you can do all of this and more from your smartphone or tablet.
Onpoint community credit union Locations

Onpoint community credit union has more than 35 branches throughout the state of Oregon. Its branches are staffed by friendly and knowledgeable professionals who are dedicated to helping you achieve your financial goals.
In addition to its branches, OnPoint also has a network of ATMs that you can use to access your accounts.
Community Involvement and Support
Onpoint community credit union is committed to giving back to the communities it serves. It supports a range of community organizations and events, including education and arts programs, food banks, and environmental initiatives. OnPoint also has a scholarship program that awards funds to high school seniors who are planning to attend college.
Online Banking Services :
Onpoint community credit union offers an array of online banking services to make managing your finances more convenient. You can access your accounts, view your transaction history, transfer funds, pay bills, and even deposit checks remotely using your smartphone or computer. You can also sign up for eStatements, which are electronic versions of your account statements that you can access online anytime. OnPoint’s online banking system is secure and easy to use, with features such as two-factor authentication and mobile alerts to help you stay on top of your accounts.
Overall, Onpoint community credit union is a trusted financial institution that offers a wide range of products and services to help you manage your finances. With competitive rates, low fees, and a commitment to customer service, OnPoint is a great choice for anyone looking for a credit union that puts its members first. Whether you’re looking for a new checking account, a loan for a car or home, or simply want to take advantage of online banking services, OnPoint has you covered.
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